New York and New Jersey Lawyer Helping Couples With Marital Debt
Jersey City • Hoboken • North Bergen • Hudson County • New York City
At the law office of Frances Nicotra, Esq. in Jersey City, we provide a range of family law services for clients in both New Jersey and New York. Attorney Nicotra has over 15 years of experience handling divorce, child support, child custody and other family law issues.
One issue that frequently brings couples to our office is marital debt. Debt can be a large stressor on the entire family and even be the reason a couple is considering divorce. This does not have to happen.
Our firm is committed to helping clients resolve their marital debt so they can have a clearer view of their relationships. For many couples, resolving problems with debt can prevent the need for divorce. For others, resolution of debt-related issues can make the divorce less complicated and stressful.
If you are interested in developing a plan to resolve your marital debts, contact us today to schedule an appointment to discuss your case with Frances Nicotra.
Marital Debt Resolution Can Simplify or Help You Avoid Divorce
When you and your spouse sit down with attorney Frances Nicotra, her focus is on resolving your financial troubles whether you proceed with the divorce or may still be able to save your marriage, As a part of your plan, our firm can negotiate with your creditors for more favorable terms or workable repayment plans for debts such as:
- Credit cards
- Medical bills
- Car loans
- Student loans
Even if it is not possible to avoid divorce through resolution of your marital debt, the debt repayment plan you put into place will still be helpful. Working out a plan to get out of debt will reduce the stress in your divorce and make marital property and debt division much less complex.
Mortgage Loan Modification Assistance
In the recent mortgage crisis, many families got into home loans (ARMs) that were no longer affordable once the interest rates went up. As a result, the number of homeowners facing mortgage payments they can't afford has skyrocketed.
If you are dealing with an unaffordable mortgage, we can review your situation and approach your lender to seek a loan modification. A mortgage modification could allow you to lower your monthly payment or interest rate so you can keep your home and fulfill your obligations to the lender.
Feel free to contact our office to speak to our lawyer about your marital debt or other legal issues. Frances Nicotra is licensed in both New Jersey and New York. Spanish-speaking services are available. For your convenience, we accept PayPal.

Frances Nicotra, Esq. represents clients throughout New Jersey and New York in communities such as Hoboken, Jersey City, Weehawken, Union City, Guttenberg, West New York, North Bergen, Secaucus, Bayonne, Kearny and Hudson County.
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